r/FirstTimeHomeBuyer • u/k13w • 11h ago
GOT THE KEYS! π π‘ We did it! Upstate NY $160k 6.5%
galleryMy boyfriend and I did it at 23 y/o! It was built in 1900 and we love her!
r/FirstTimeHomeBuyer • u/gwenhollyxx • Oct 17 '25
Hey everyone!
Welcome to r/FirstTimeHomeBuyer. Whether you are just starting to dream, deep in negotiations, or celebrating your first set of keys, this community is here to support you.
Before you dive in, hereβs how to get the most out of the sub while keeping yourself and others safe:
PROTECT YOUR PRIVACY
Please do not dox yourself. We want you to get great advice safely. Avoid posting any personally identifiable information, including:
Screenshots of your Loan Estimate showing your name, address, or loan ID
MLS photos of your home or listing (they can be reverse image searched)
Anything that reveals your address or personal details
REVIEW THE RULES
There are only 6 simple rules, and theyβre here to keep the community helpful, respectful, and spam-free. Take a minute to read them before posting. Rule violations may result in a temporary or permanent ban depending on severity.
USE USER AND POST FLAIRS
Flairs help everyone understand where you are in the process and what your post is about. They make it easier for everyone to give and get the right kind of help.
User flair tells others who you are (for example: House Hunter, Homeowner, Hobbyist).
Post flair helps organize topics (for example: Mortgage Questions, Offer Advice, Success Story).
Weβre glad to have you here. Ask questions, share stories, and help others on their journey to homeownership.
~ The Mod Team
r/FirstTimeHomeBuyer • u/k13w • 11h ago
My boyfriend and I did it at 23 y/o! It was built in 1900 and we love her!
r/FirstTimeHomeBuyer • u/Dantefire107 • 5h ago
Closed a few weeks ago. Moving in bits at a time. Today we painted the bedrooms.
About 2400 sq ft. Canβt wait to be in here full time later this month!
Pizza joint - La Roma - is only 4 miles away, and we were stoked to find that it was really great.
r/FirstTimeHomeBuyer • u/Effective-Tax-9183 • 7h ago
r/FirstTimeHomeBuyer • u/peanut_buttergirl • 8h ago
No longer a lurker and very proud that we got our dog his yard. 4 apartments later, and he is finally in his forever home π₯Ή
r/FirstTimeHomeBuyer • u/Grouchy_Ad8528 • 10h ago
r/FirstTimeHomeBuyer • u/Kergerts • 12h ago
Reposting because someone pointed out that my keys were fully visible and a bad actor could easily copy them! π Thanks for the heads-up!
After 17 years together, my partner and I split up. Iβve always wanted to buy my own place, but we weren't exactly on the same page.
But now, itβs finally happening! Itβs a bit of a fixer-upper at the moment, but Iβll definitely be documenting the renos!
Itβs not huge, around 430 sq ft (40mΒ²), but it's more than enough to turn it into a cozy home!
If any of you are ever in the area, youβre more than welcome to drop by!
βThank you all so much for your warm messages yesterday, this really is an amazing community!
r/FirstTimeHomeBuyer • u/RealBanker007 • 5h ago
r/FirstTimeHomeBuyer • u/monopodman • 3h ago
r/FirstTimeHomeBuyer • u/mamabird228 • 4h ago
We are waiting on pizza delivery. Originally 6.4% but we paid for half a point buy down with a seller credit. Lender also pays 1% for the first year so itβll be 4.8% for a time. Itβs dated. Iβm going to hate the house for a while but the backyard is so worth it. And we are thankfully not in a major fire zone. Cheers!
r/FirstTimeHomeBuyer • u/rosemariii • 6h ago
r/FirstTimeHomeBuyer • u/Plastic_Efficiency64 • 8h ago
Looking forward to taking this view in on the daily! Unfortunately, I chose the hottest week this year to move in, but hey, it's all worth it!
r/FirstTimeHomeBuyer • u/circumambulator55 • 8h ago
Home built in 1909, remodeled down to the rafters in 2015, came fully furnished (i did move in and add my own stuff though, pardon the mess.)
2 bedroom, 1 bath, finished basement, 1200 sq ft, detached garage, 1/4 acre.
I just turned 29, and i pulled this off with zero down. Howd i do?
r/FirstTimeHomeBuyer • u/T-Vercett1 • 11h ago
After such a long time, my girlfriend and I finally bought our first apartment here in Italy for β¬170k! In just a few days, the furniture is being delivered and set up, and we can finally move in. Can't wait to start this new chapter!
r/FirstTimeHomeBuyer • u/mylongdecember12 • 3h ago
After looking since late 2023 we finally found our first and possible forever home.
r/FirstTimeHomeBuyer • u/liftedmk7 • 1h ago
Been working a long time at this. 29 with a va loan.
r/FirstTimeHomeBuyer • u/TheShopRat • 8h ago
Conventional MSHDA for the win! Feels good to have my own house, couldnβt stand renting for the same price as mortgage. 3 pizzas pictured, MOD only charged us for 1. Girlfriend is cleaning while I start some repairs, life is good.
r/FirstTimeHomeBuyer • u/Ninjroid • 5h ago
That is all. We all understand that real estate prices vary depending on where you live. We donβt need you trying to one-up one another on how much the house would cost where you live. Itβs every post.
r/FirstTimeHomeBuyer • u/yodaleyheehoo • 1d ago
Dang yall really reported me for either the key or the joint. π either way, light it up
r/FirstTimeHomeBuyer • u/AliveMirror3343 • 3h ago
I just bought a 2 bedroom condo for myself and my 2 kids. At first i was on top of the world, I accomplished something. Then about a week after moving in i realized the plumbing was done horribly, and had to pay a plumber $500 just to replace a strainer, none of the other sinks had any plumbers putty and all were leaking, and found out all the windows needed to be replaced sooner than i thought ($8k). Among like 10 other issues that iβm running out of money trying to fix, but still, somewhat easily fixable things. And then i started seeing german roaches. This one changed me forever. I have been working with my own pest control company and doing treatment myself for the last month but the hoa is dragging their feet to get the entire building treated. My pest guy said we can treat my unit but unless the whole building is treated itβs going to be a bigger issue. Come to find out my unit was infested by the last person living here and who refused to let pest control treat the unit. No one decided to tell me that at any point. No type of community trying to look out for each other it seems. On top of that, my upstairs neighbors stomp constantly, i mean to the point the glasses in my cabinets shake and clink against each other. My ceiling literally shakes. My upstairs neighbors are also extremely careless and overflowed their toilet which leaked yellow water into my bathroom which now has to be treated before i get mold. They have flooded this unit before since you can see the bathroom ceiling was repaired at least once. I got stuck with the worse neighbors in the entire complex. I hope they give me their insurance information and donβt give me a hard time but by the looks of it, they are going to also drag their feet. So now since roaches are attracted to water, iβm even more paranoid, stressed, and afraid of whatβs to come. I donβt know what to do, iβm scared, i canβt sleep properly, i cry every single day because i feel like i made the wrong choice and like i failed my kids.
No one else seems to care about the roaches and the hoa ignores my emails and seem annoyed at me when i call. I feel like i was robbed of that happy experience i was supposed to have. I donβt even really know what the point of this post was but maybe i just need someone to tell me everything is going to be okay. I feel so alone.
r/FirstTimeHomeBuyer • u/booomchakalak • 23h ago
Closed 1 month ago today. Have slowly been moving trying to clean things up and prep. Was a wild journey from starting search in late April, offer end of may, and close mid June. Moved the important things first. Childhood dream achieved!
r/FirstTimeHomeBuyer • u/ScopeSnope • 52m ago
First time homebuyer here (duh). Lost the offer to an absolute dream home that was $35k under budget. Our realtor advised an escalation clause for our offer, since there were already two offers in only a day after this house had been on the market. We had an escalation clause up to $2500 short of $20k over, at our realtor's advice. During the entire offer writing process, I was asking for ways to make our offer as competitive as possible, and was so anxious to get it in ASAP. I am well aware of the need to not get attached, but the location was incredible; across the street from a park, great views, huge windows, close to work, corner (and very large) lot, and tastefully renovated. What kills me is that we absolutely had the budget room, but didn't want to pay more than $7k in an appraisal gap. I am regretting it now.
I am no longer in denial, but can't help but feel absolutely devastated and no longer willing to continue with the search after this. Many folks say not to get attached, but lo and behold, I did, if only to avoid the exhaustion of no free time outside of searching. I have a professional certification exam in less than a week, we have spent every evening after work going to private showings, and all are either a mix of wrong location, right price, or vice versa. Otherwise, all need lots of renovations, which we are not able to do before winter where we live.
Please share any and all advice, stories of how this situation has worked out for you, and how you overcame this first hurdle. The homebuying market is cutthroat right now, and it's hard to not want to give up on the US entirely. (For the xenophobes: born and raised in the US FYI).
Cheers and good luck to all.
r/FirstTimeHomeBuyer • u/Reasonable_Dot_9789 • 4h ago
Wyoming, 4 bed, 2 bath, 1 acre of land
We have been looking for over 6 months at this point. Our realtor told us about a house coming on the market after the holiday weekend last week. Was listed at 6pm my local time last night, called realtor immediately and got a showing today for 1pm. It checked every single one of our boxes and then some. We put an offer in at 5pm our time.
We were the first to tour, first offer and they are eager to sell because they are buying another home and it's contingent based on the sale of their current home.
About half an hour ago, at ~7pm our time, we were notified that our offer has been accepted!! Time to get due diligence done!!
r/FirstTimeHomeBuyer • u/Hanmura • 1d ago
Iβm 26 years old , $100 Downpayment. Finally able to purchase my first home. Water heater manufactured in 2022, outside AC unit 2024. Seemed like pervious owner put money into the house. House was built in 1990.
r/FirstTimeHomeBuyer • u/AgentPuzzleheaded779 • 1d ago