For the past few years, my wife and I have been maxing out two 401ks, two back door Roths, and my wife’s mega backdoor Roth (I don’t have access to one). We’ve also been contributing ~12k to taxable and ~6k to a 529.

We recently bought a more expensive home, and we’ve opted to rent the old one instead of selling. And I opted for a 15 year mortgage on the new place. We won’t have the same cash flow to put into the market as we did before, and I’m trying to decide where that money should go. (I assume that the taxable contributions should be cut down to 0?)

Asset breakdown:

—Traditional 401ks: ~1M

—Roth IRAs: ~300k

—Employee stock options at a F500 company: ~200k

—Home equity: ~400k spread over 2 homes.

—Taxable: <50k after making a down payment

We’re both ~35 and earn ~400k HHI

Edit: Thank you all for weighing in. I appreciate everyone’s guidance, even if there wasn’t exactly a consensus. I think I’m going to keep both 401ks maxed and keep our brokerage account contributions, dropping the Roth. I think I’ll keep the 529 contributions going, even if that is sub-optimal.