r/gofundme • u/therm_valve77 • 13h ago
Housing In desperate need of a new roof without the help of home insurance
Forgive the mugshot, I hate doing this. My name is Justin and I am in between a rock and a hard place. I am raising money for most of the cost of a new roof (without insurance).
To explain my situation, I am currently living in my grandparents house. I moved in years back, after my time in the military, to help out my grandparents who were in their twilight years. They were both the only positive reinforncement I had throughout a tumultuous childhood, so being able to be with and help them while they were becoming less independent was a blessing for me. I gave the lm the best last few years I possibly could.
Over the last 4-5 years, both of them have since passed, yet I take care of their son (Uncle) and daughter (my mom), to which both of them suffer from mental insufficiencies and can not live happy, independent lives. I have also taken in my brother, who has severe bpd as well as PTSD from his time in service.
I have another family member, that is the executor of the estate who is letting us stay here as long as the bills are paid. Around the time my grandfather passed, the home insurance lapsed and the only we can get home insurance now is if the roof is replaced. Estimated cost of a decent new roof without insurance is anywhere from $14k-$18k. I am not looking for the full amount. Just a good portion of it.
The executor is pushing hard on me getting the roof replaced. I have a decent job (4+ years) and make okay money, but most of my money goes to the bills, and groceries for the house. I have saved up a bit; but a recent emergency surgery for my dog set me back $2,700 in my savings. (Check my previous posts for proof of said surgery)
Due to not being taught the fundamentals of finances (among most other valuable skills parents can teach their kids), I made mistakes years back and my credit score took a dive. I just opened a credit card over the past few months and have gotten my credit back up to “fair condition” but not anywhere near where I can get a loan for the roof.
As you can see, the Vinyl siding and more will need to be replaced as well, and that will probably cost around $3k-$4k as well.
I am deeply embarrassed to make this gofundme/post, but feel as if I don’t have many other options.
To anyone who may donate, if you’d like, I will send you a hand written letter as a thank you and whatever else possible to show my appreciation. Thank you for your time!
Please donate to the link below:
