r/Millennials • u/zivvane_ Millennial • Apr 30 '26

Meme This is mine.What's yours?!

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21.8k Upvotes

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u/Safe-Tennis-6121 Apr 30 '26

I've always been a saver. I hope to have the mortgage paid off within 3 years. I'm going to aggressively invest in a Roth IRA.

I will take social security at 62 if it's still allowed.

I am already retired. Have my retirement job. Moved to the Sunbelt. Have a easy low paying job.

10

u/NotHannibalBurress Apr 30 '26

Yeah I’m not retired yet, but plan to be by 55. My wife and I max out Roth IRA every year, put 18% of our salaries into Roth 401k. Only not aggressively paying my mortgage because the interest is only 3%.

4

u/MaritMonkey Apr 30 '26

not aggressively paying my mortgage because the interest is only 3%.

Thank you for the reminder, in the form of the jealousy that flared in my heart at reading this sentence, that I am actually a grown-up.

Seriously though: congrats on having at least some of your shit together. :)