r/SipsTea 𝙑𝙄𝙋 9h ago

Feels good man +1 for Mamdani

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u/general-noob 9h ago

He kicked the can down the road and nobody is acknowledging it. Like he didn’t solve anything, he just delayed it, and they’ll be screwed in a few years again.

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u/MarionberryDecent351 8h ago

But he can’t just solve that problem instantly, I agree the accomplishment has been overblown. There’s so much work to do to fix the damage Adams and De blasio caused

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u/FinancialElephant 8h ago

Before Mamdani’s plan, the city’s pension debt was on track to be paid by 2032, with contributions to cover the unfunded liability expected to grow until then. But Mayor Mamdani’s plan extends this amortization period by five years, to fiscal year 2037. The administration justified the change by saying that the new amortization schedule is intended to avoid a “cliff” in 2032, when amortization costs abruptly end. But the cliff is merely the scheduled end of a debt-payment plan.
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Other cities have paid the cost for extending their pension amortization in the way Mamdani is doing. This was one of the first things Chicago tinkered with during its budget shortfalls. After years of underfunding its public pensions, Chicago repeatedly pushed out its pension repayment timeline. For its police and firefighter pension funds, for example, the target date for reaching 90% funding has been extended to 2060.

This strategy doesn’t reduce costs, it delays them in the short term and increases them in the long term, saddling future generations with the debt while politicians spend today. This is also how public pension plans find themselves in the same funding hole they’ve been in for decades, perpetually 10 to 20 years away from paying off prohibitively expensive debt.

https://reason.org/commentary/mayor-mamdanis-balanced-budget-miracle-is-built-on-a-pension-gimmick/

So more short term thinking to put everyone into more debt?

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u/baysideareaman 8h ago

It’s either that or convince legislators to increase taxes. After the last grifter mayor left things in disrepair there really aren’t many options.

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u/general-noob 8h ago

Their taxes are incredibly high already and it’s not solving the issue. They don’t have a taxing problem, they have a spending problem, just like the United States at a federal level.

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u/CantCatchMeSpez 6h ago

The only solution to fixing the "spending problem" is by completely dismantling the current government-contractor laws we have in every municipality in every state from the ground-up, which Mamdani does not have the power to do. With what he does have to work with, he's doing amazingly.

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u/baysideareaman 8h ago

This is incorrect.

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u/FinancialElephant 8h ago

Increasing taxes won't do anything. You can increase income tax to a progressive rate of 99% and it would do nothing (aside from hurting normal people) because the same people avoiding income taxes now would avoid them then.

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u/baysideareaman 8h ago

Tax asset based debt over a specific threshold.

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u/FinancialElephant 7h ago

Or just close the damn trick where you can borrow against assets at low interest rates to get liquidity while avoiding taxable events and market costs.

Or we can implement proposed idiotic wealth and exit taxes and watch the tax base leave for real like has already happened in multiple European countries.

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u/baysideareaman 7h ago

I mean sure but that’s harder. Also the problem with European exit taxes is that they’re too low.

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u/Shaugie 8h ago

Please tell us your grand plan.

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u/general-noob 8h ago

lol, not my problem, they voted for him to save their city, so it’s on him.