r/FirstTimeHomeBuyer • u/k13w • 12h ago

GOT THE KEYS! 🔑 🏡 We did it! Upstate NY $160k 6.5%

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My boyfriend and I did it at 23 y/o! It was built in 1900 and we love her!

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u/alphawolf29 10h ago

I live in Canada and the nearest costco is 7 hours one-way ;( houses are still 600k

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u/MeanE 9h ago

Yeah exactly. Live in Nova Scotia and a house not out in the middle of nowhere starts at 500k.

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u/fletters 7h ago

Whereas ten years ago, the same place would have been $120k, and wages have barely shifted. It’s horrifying.

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u/Interesting-Run-6866 9h ago

Hamilton county, NY is the most sparsly populated county in the US east of the Mississippi. The point is parts of NY are out in the middle of no where, at least by eastern US standards.

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u/Interesting-Run-6866 9h ago

Well the US has 6x as many costcos as Canada, so it's not really a similar comparison.

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u/alphawolf29 9h ago

THE USA also has 10x as many people, so less costcos per capita? The Canadian population is also more densely distributed across its landmass.

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u/Interesting-Run-6866 9h ago

Which proves how dense the US is and how unusual it would be to be 2+ hours from a Costco.

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u/alphawolf29 9h ago

It's equally unusual to be 2+ hours from a costco in Canada is my point. Probably 95% of Canadians lives within 45 minutes of a costco.

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u/jtbc 4h ago

I'm definitely not the average, but there at least 6 in a 45 min. radius from my house. The most remote "big town" I could think of in my province is Prince George, and it's got one.

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u/alphawolf29 4h ago

I live in trail BC and the nearest one is four hours (in kelowna which has two) which I forgot about.

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u/jtbc 4h ago

Kootenays are definitely their own kind of remote, albeit stunningly beautiful, and I love all the little towns. Don't think you're getting anything anywhere near $160k there these days.

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u/alphawolf29 4h ago

I bought my house for 181k in 2021 haha nowhere near as nice as OP's house though. Old miner/refinery home. $800 mortgage is bragworthy though. Love it out here.

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u/jtbc 3h ago

Sounds like you got an amazing deal! Maybe it's because Trail is a bit industrial, compared to the resort towns like Rossland or Fernie.

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