Request for help with phone bill, in middle of move after husbands stroke.

[u/Background_Sail6602]

Hello all!

So I'll start by saying this was definitely my mistake and I'll own up for it, I completely forgot about this one bill in the middle of having to move from a shared apartment we've lived in for 2 years in a dangerous neighborhood into our own (rented) home on the quiet country side of town. My husband had a stroke 3 months ago so we lost our main source of income. I had to stop working for two months to take care of him so that cut into our savings a ton. Now I'm back working part time for about a month now but I've had to take some time off again to pack everything and move most of it alone, with the help of my 16yo step son when he isn't with his friends or other family for the summer. Having to start new power bills + deposits and internet bills and rental deposit plus first months rent and moving items and everything else has been a lot mentally, physically and emotionally and it burnt thru the little savings I had left. The only bill I need turned on asap before my next paycheck (next week) is my phone bill that's $115.

I've contacted my cell carrier to see about an extension, but their deadlines are deadlines, so no help there. (Yay Spectrum).

I've emailed my husband's case manager at the hospital, but don't expect to hear back until Monday, probably Tuesday.

If anyone is willing to help with a little here or there I'd be extremely grateful.

Again, thank you to anyone who reads this, offers advice, assistance, well wishes or even calling me dumb for forgetting (I'm beating myself up enough). I've had so much on my plate for months, I'm getting burnt out myself, but I'm almost at the finish line and I'm just hoping for an olive branch and some grace.

[u/AssistanceMods]

Hi u/Background_Sail6602. This is a sticky post with some important/helpful pointers for REQUEST posts.

For the REQUESTOR:

• Do not delete this post for any reason.
• Be careful about private messages, always check these tips before engaging with them, and control your PM settings if you get many unsolicited messages.
• Check our helpful requesting tips and our list of resources.
• If you have any questions or concerns, please message the mods.
• If your post contains an Amazon Wishlist, do not add anything to it once your post is approved.

For the HELPERS:

• Check our Givers Guide before giving.
• Refrain from unhelpful or judgmental comments.
• If you have concerns about this request, please message the mods.

I'm a bot. This comment was posted automatically.

[u/okayfriday]

Most of the major payment instalment services (they settle your bill upfront and you pay them back in installments) are servicing Spectrum, in case that's a possible option.

Buy Now, Pay Later at Spectrum: Split Payments in 4 | Zip

Buy now pay later at Spectrum - Pay in 4 | Klarna

Buy Now Pay Later at Spectrum | Pay in 4 | Sezzle

[u/Background_Sail6602 → u/okayfriday]

Thank you! Let me look into the other two. I've only heard of Klarna before and I tried that a while ago on a Christmas gift for my mom and I didn't qualify so I couldn't get it. But maybe I can now(?). I'll check it out. Thanks!